Looking after your second home


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Creative Commons License photo credit: Jeda Villa Bali
By way of classification, your second home most likely doesn’t get equally as much of your focus when compared to your main house. Maybe it’s a holiday property, which means you only get to visit it at holidays or weekends. Or maybe the property is a buy-to-let populated by other renters, which means you are most likely see it even less. Either way, you will still have to make sure the property is effectively looked after, plus dedicate at least as much time and attention to it just like you would your primary home.

Perhaps you might have got a new project property that will need intensive restoration, which means you are likely to come across issues when attempting to insure it. Many insurers refuse to cover a home while it is in the process of renovation, however it is important to acquire cover for the duration of the refurbishment process.

It is vital that you make frequent examinations of your second home, whatever the purpose you are using it for, as undertaking basic maintenance regularly will help reduce more severe problems from developing later on. There are a number of certain areas that you have to be especially vigilant about, because they’re at greater risk. Gutters should be checked for debris frequently and also maintained free of blockage by dead leaves etc. Clogged gutters or exterior drains may lead to water accumulating in undesirable spots, which might ultimately damage your property.

Your homes roof has to be kept in a good state of repair. Absent roof tiles may lead to liquid penetrating your house, which can damage internal factors such as ceilings, flooring along with walls. It may also be potentially disastrous if water is allowed to seep directly into electrical fixtures or devices. Loosened tiles on the roofing can even be a hazard to passers by, in addition to neighbouring homes, as they are more likely to fly off in windy situations. If your property has a chimney and the fireplace is in occasional use, it needs to be swept and blockage-checked regularly. It is especially harmful to employ a gas fire in case you have a blockage, as carbon monoxide can easily kill rapidly.

The plumbing is tremendously crucial in your second house, as is also your gas and heating, particularly if the house remains empty through the cold months of winter. Due to the fact that cold temperatures can cause water to freeze and burst your pipes, you need to drain out your system prior to when you leave the property, making certain that your house is effectively heated in your absence. Since gas and water leakages could possibly lead to tremendous damage to the property, along with increasing your utility bills needlessly, you will need annual certified checks carried out.

External landscape features like climbing plants, trees and bushes, ought to be kept trimmed to avoid destruction from falling branches or intrusive root systems. Whenever planting new trees, you should make certain that they’re located a safe distance from the house to prevent potential subsidence issues. Before leaving your second home, you should always make sure that it’s secure and that all locks are fastened.

Regardless of what your second property is being used for, it is imperative that you possess suitable insurance cover. Be it unoccupied, used as a holiday or even a full time rental property, or only used by yourself on a part time basis, you will need to find the right unoccupied home insurance choice to suit your needs.

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