Some forms of caravan cover may also include caravan breakdown insurance as standard:
• even if you normally consider yourself to be extraordinarily lucky, you may have to face the reality that your caravan may breakdown while you are out and about with it;
• if you have a best-case scenario, the problem may be relatively minor and easily fixed – if not, you may be facing the need for your caravan to be taken away for repair and it may not be available to you for sometime;
• if that happens relatively close to home then it may be bad enough, however, if it happens while you are on holiday then your holiday accommodation may disappear along with your caravan, leaving you potentially facing expensive hotel and related bills;
• of course, caravan breakdown insurance cannot stop this sort of misfortune arising in the first instance, however, it may be able to minimise the effects on you;
• if you select a caravan insurance policy that contains a component providing caravan breakdown cover, you may find that you are able to reduce the negative effects of such a breakdown:
• some policies may provide automatic caravan roadside attendance, recovery and assistance;
• perhaps more importantly, it may also allow you to claim for accommodation costs until such time as your caravan is repaired and once again available to you for use as your holiday accommodation;
• as with all forms of insurance, terms and conditions may apply to this form of cover, including things such as a minimum distance from home requirements etc – it is always advisable to read these terms and conditions carefully so as to ensure that they are suitable for your individual and unique circumstances;
• if you are looking to differentiate between caravan insurance policies then those providers who make available caravan breakdown insurance, may be something additional to think about.
