Choosing direct insurance in Northern Ireland

When looking for direct insurance when living in Northern Ireland you may have found it hard to get competitively priced cover or found that insurance premiums are generally higher than those who live in the UK. There are numerous reasons why this may be with one of them relating back to problems seen many years ago in NI. If you want direct insurance in Northern Ireland without paying over the odds there are things that you may be able to do to help to keep down the cost of your insurance premiums.

Security is of course one of the major issues with any insurance company. If your car has little by way of security measures then of course it poses a bigger risk than an individual who has installed security measures. Here are some of the security measures you may want to consider to help keep your insurance premiums down.

  • A good quality car alarm
  • A tracking device
  • An immobiliser
  • A wheel clamp
  • Parking your vehicle in a locked garage when not in use
  • Ensure your valuables cannot be seen in the car
  • Remove any sat-nav equipment, DVD or CD player if possible

Alarms, tracking devices, immobiliser and wheel clamp may of course put thieves off from breaking into your car. Thieves are attracted to personal belongings such as your handbag, purse and expensive jackets and coats left in the car so always hide these well out of sight from burglars.

Thieves also target sat nav equipment and other electronic equipment so if possible take these with you when you leave your car or lock them in the glove compartment or boot. If you leave your vehicle by the side of the road overnight then it is at more risk of being vandalised or broken into than if it were in a garage. There is also a bigger risk of it being hit by passing vehicles and of course you car is out in all weather where it may be damaged during a storm for example. When looking for direct insurance in Northern Ireland you may keep your quotes down if you park it under lock and key in a garage or even put the car under a carport by the side of your home.

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