Insurance can be very costly, especially if you are paying for car insurance, home insurance, travel insurance and on top of all that, motorhome insurance as well. However, there are a few ways in which you can cut the cost of your motorhome insurance premiums and save yourself a bit of money:
Motorhome Security
Motor homes are often targets of thieves as there is a high likelihood of there being valuables within, such as a TV, kitchen ware, clothes or a CD player etc, and because of this the insurance can be quite costly to protect all these goods.
However, if you protect your motorhome with security devices, your belongings will be more secure and your insurance premiums will fall. Although your motorhome may already have an alarm, why not add an extra cabin door lock, an immobiliser, a steering lock or even a tracking device, all of which will help lower your premiums.
Insurance Excess
Another way to reduce your motorhome insurance premiums is to increase the excess on your policy. As there are a lot of valuables to cover in a motorhome it could be a big payout by the insurance company. However, it you are willing to pay more of this yourself, with a high excess, they will lower your premiums.
No Claims Bonus
Like with car or home insurance you will benefit from a big discount on your motorhome insurance if you do not claim. If you stick with the same insurance provider and avoid claiming over a number of years you will find yourself with a big discount and extra money in your pocket!
Locations
One of the main concerns an insurance provider will have is where you are storing your motorhome and where you are travelling in it. If you can keep your motorhome in a garage at home and only use it to travel in the UK you will find that the insurance premium will be lower than for those parked on the road and travelling throughout Europe.
It may seem simple, but these basic steps could send you a few hundred pounds each year on your motorhome insurance policy.
