E&L caravan insurance
Posted: February 15th, 2010 | Author: George | Filed under: Caravan Insurance | Tags: E&L caravan insuranceCaravans are different and the insurance you need if you have a static caravan covers a different set of risks to that needed with a tourer. This is why taking a look at E&L caravan insurance may be a good idea.
Touring caravans spend more time on the road with the greater potential of being in an accident than a static model. Statics though, may be left unattended for longer periods of time in more remote locations and therefore be at higher risk of break-ins, theft and damage as a result of burst pipes and flooding etc.
While general insurance providers can and do offer policies for caravan owners, some people prefer to use a specialist who understands these differences and all the others.
E&L caravan insurance providers may offer discounts if you can show that you are doing what you can to help reduce risks.
Taking precautions
Reducing risks may include:
- fitting approved security alarms you can help protect the contents of your caravan. Removing expensive items from your caravan when it is not in use is typically just common sense;
- fitting wheelclamps and hitchlocks to your touring caravan can help prevent its theft. Indeed some insurers may insist on these in the terms and conditions of their policies;
- there are a number of specially licensed secure sites where you can store your caravan when it is not in use. Draining down water and heating systems is typically also a good safety measure;
- making sure that external fittings such as awnings are safely stowed when you are not around may be essential under the terms of your policy.
Committed caravanner
Being a member of a recognised caravanning club is regarded by many caravan insurance insurance providers as a sign of a serious and careful caravan owner and may result in discounted premiums.
A specialist caravan insurance provider can typically give you access to specialist caravan insurance cover including E&L caravan insurance. Once covered, all you have to do is go out there and enjoy using your caravan!
