If you are a member of a caravan club, you may be able to get your insurance a great deal cheaper. Caravan club insurance has the same benefits of any other insurance policy for your caravan but comes with discounts that are offered only to members.
One of the many ways you may be offered discounts if you are a member of a caravan club is when it comes to the security of your caravan, or to be more precise if you have installed security devices recognised by the club. For instance if you have installed what is called a tilt alarm on your touring caravan, savings may also be offered if you have installed a tracking device or a hitchlock on your caravan as both go towards ensuring your touring caravan is harder to steal.
Many times caravan clubs offer courses that you may take part in and pass and this helps to show how safe you are when on the road with your caravan. By taking part in a course and passing of course, you may be offered cheaper insurance premiums as you are seen to be a safer driver.
As there may be many months out of the year when you do not use your touring caravan, where you choose to store your caravan, may help to keep down the cost of your insurance quotes. Generally, caravan clubs offer advice and information regarding safe storage sites and if you choose to store your caravan at one of them, the insurance premiums offered reflect this.
Caravan club insurance usually offers cheaper premiums if you offer to pay more by way of excess on the policy. All insurance providers add in a minimum amount of excess you have to pay towards a claim, if one is made, but there is nothing to stop you from volunteering to pay a higher amount of excess. Give some thought when choosing your excess to the fact that this amount needs to be found by you in a lump cash sum if you do need to claim on your policy.
