UK Insurance and Finance Articles

Thinking of how to compare insurance in Northern Ireland?

Posted: March 5th, 2010 | Author: George | Filed under: Northern Ireland Insurance | Tags:

There are quite a few things you can do that will typically allow you to reduce your insurance costs. It’s often worth keeping these in mind if you’re looking to compare insurance in Northern Ireland.

More may cost more

This is important in the context of risk because the less risk you ask your insurance company to take, the lower they may be able to bring your premium.

Typically, they’ll see a number of factors as risk reducing including:

  • the use of security devices, alarms and special locks;
  • your voluntary acceptance of a higher amount of excess;
  • in the case of motor vehicles, parking them in a secure location somewhere other than a public street.

Shopping around

One of the bigger changes in insurance in Northern Ireland has come about because of the increasing background political changes.

For many years, many major insurance companies did not offer their policies and products in Northern Ireland due to the risks involved. This meant that buyer choice was severely restricted.

Today that’s all changing. There are now more and more major companies that are offering insurance cover for Northern Ireland and this is benefiting potential purchasers by offering increased choice.

This is also being made easier by technology and the use of the internet. It’s no longer necessary to go slogging around the high street or spend an hour on the phone trying to find and compare insurance in Northern Ireland options. They’re all there – potentially right in your own home.

Saving time

Unfortunately, the insurance position isn’t fully comparable to the UK mainland and a number of companies are yet to make their products applicable to Northern Ireland.

While that continues, it can still be a little tedious trying to find companies that do. If you’re looking to compare insurance in Northern Ireland, you may find help through websites that give quick access to NI insurance companies offering their products in our area. They also have links to the sites concerned and they may prove very useful in helping you find offers and quotes etc.

Compare insurance on Northern Ireland websites

Posted: February 9th, 2010 | Author: George | Filed under: Car Insurance in Northern Ireland | Tags:

Not so very long ago, Northern Ireland residents who looked for insurance on price-comparison websites were likely to be in for a fairly dispiriting time. They’d fill in the details of the insurance cover they needed, click on the “get a quote” button to complete the enquiry and only then discover that the policy in which they were interested was simply not available for residents of the Province. These days, however, it has become possible to compare insurance for Northern Ireland residents in just the same way as the rest of the UK.

The exclusion of residents in this part of the world from enjoying the benefits of online shopping for insurance came about because of insurers’ perceived risk of extending cover for those living in the “troubled” North of Ireland. Insurers took the view that bombings, street fires etc were no environment in which to cover risks.

Things have changed these days, of course, and the Province has returned to a welcome state of peace and stability – it is a place where insurers are once again keen to do business. Indeed, in their eagerness to make the most of this rediscovered market, most insurers are also using making full use of probably the single most important contemporary marketing tool, the internet.

Across the whole range of different insurance products, it is now possible not only to search online, but to get immediate quotes for whatever the cover in which you are interested, allowing you to compare insurance for Northern Ireland cover.

Nowadays, therefore, when you go online to compare insurance in Northern Ireland, you’re unlikely to find that cover is unavailable simply because of where in the UK you happen to live. Across the whole board of insurance – from motor insurance, to home insurance, health insurance and even pet insurance – there is almost certain to be a website to help you find just the product (or products) you need.