Thursday 19 September 2019

The cheapest car insurance in Northern Ireland – the facts

The history of insurance in Northern Ireland is, of course, one of difficulty in finding cover and of limited choice. Finding the cheapest car insurance in Northern Ireland was typically a question of using the same provider for many years mainly because looking around and changing was so difficult.

That was yesterday! In today’s new Northern Ireland the position is changing rapidly and real choice is becoming available in car and other forms of insurance.

Choice can offer lower prices.

A number of the larger insurance companies are now offering products that are applicable in Northern Ireland. This means that for the first time in a long time, car owners are being faced with the prospect of being able to easily shop around and compare prices so as to find the cheapest car insurance in Northern Ireland.

The internet is now making this easier and easier. In fact, the biggest inhibitor to finding cheaper insurance is now buyer inertia. Many of us don’t like change at the best of times and in the past, we were doubly inclined to ‘stay put’.

This though may be costing you money. The world is changing and it may be possible to save very significant amounts of money on your NI car insurance by just shopping around.

Shopping around – making it even easier

Sadly, playing the market to get the very best possible deal still isn’t quite as easy in Northern Ireland as it is on the mainland UK. Many insurance providers still regard Northern Ireland as a specialist market and their products are not yet available here.

This means that you still have to find those companies that are selling here and that can consume a little bit of time.

If you’d like to make it really easy for yourself, there are some specialist car insurance sites that can give you quick access to companies offering car insurance in Northern Ireland. They’ve already done at least some of the work for you!

Using them to help you find the cheapest car insurance in Northern Ireland might save you a lot of time.

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