Unoccupied Home Insurance
Posted: February 27th, 2009 | Author: George | Filed under: Home Insurance | Tags: unoccupied home insuranceInsurance has become very automated, as has the selling/buying process. It has almost become a one size fits all service, but should your house or your circumstances be slightly different you will find it impossible to buy from the supermarkets or big online insurers. So you do need a policy that
is flexible enough to suit your specific needs rather than hope that the off the shelf policy actually covers your specific cicumstances. But please remember a tailor made policy does not necesarily have to cost more.
You will find that you do need a more flexible policy if your house is vacant ie. Unoccupied Home Insurance.
If may simply be the case that you spend more than the standard maximum of 30 days away from the home at any time of year. You may have inherited a vacant property, or you might be a developer or refurbishing the home to your requirements but living elsewhere at the time. These are various scenarios that expert insurers have helped clients with after they found the mainstream big boys insurers could not meet their needs.
Often such specialist home insurance providers do they insist that you must have your main property with them as they happy to offer stand alone cover along with the flexibility of a six month
policy. For property developers a unique policy is offered which covers all your properties ie. property you are buying, refurbishing or in the process of selling, all unoccupied phases of a project.
