You may have come across some static caravan site owners who gave the impression that your only option for insurance for static caravans was to buy it from them.
You may, therefore, be very aware that having no choice doesn’t typically just lead to higher prices, it can also mean that you may be missing out on some of the benefits that other policies may offer:
- your static caravan security may be an area which may be rewarded with discounted premiums by some providers, for example, if you use a site which has someone on site round the clock or which has special security measures in place over the winter months;
- fitting alarm systems is typically also well regarded by insurance providers;
- having choice may allow you to opt for a provider who may offer discounts if you use a site which has a good history of being flood free;
- sourcing your insurance for static caravans from a provider of your choice may also give you the added benefit of a reduction in premiums offered to members of recognised caravan clubs;
- some static caravan insurance policies may require that you take certain common sense precautions (which will be clearly laid out in the terms and conditions) to help prevent damage to your awning – this may include stowing it whenever you leave your caravan and not leaving valuables under it;
- these precautions may include the requirement to drain down water and heating systems when your static is not in use and particularly over the winter months;
- in most cases, you don’t have to buy your insurance for static caravans from the site owner – and you may find that even if they charge a fee for their administration of your own policy, it may still work out more cost-effective than buying theirs.
Your options for insurance for static caravans: You may have come across some static caravan site owners who gav…
Your options for insurance for static caravans: You may have come across some static caravan site owners who gav…